Health Choice Health Insurance for Drug and Alcohol Rehab in Texas
Health Choice Health Insurance or Health Select for drug and alcohol rehab in Texas covers different drug and alcohol rehab resources and drug detox facilities. Health insurance covers different behavioral health options, drug rehab, and aftercare support. Health Choice offers its members a variety of plan options that cover drug rehab. Health Choice Select is a program designed to reduce the costs of select services by contracting with select facilities to provide these services. With the passage of the Affordable Care Act, more Americans now have access to drug rehab. Health insurance may not cover every aspect of drug rehab, but most plans pay for some percentage of drug rehab in Texas. The drug and alcohol rehabilitation process and using health insurance to pay for treatment involves multiple steps.
Initially, a family would speak to their health insurance provider to find out what is covered. Most drug rehab centers in Texas assess each individual before treatment to determine what drug rehab approach will be used to help. The first step in treating drug addiction is drug detox to manage withdrawal symptoms and alleviate cravings. Drug detox should not be considered the only approach to manage drug addiction as it does not provide adequate counseling and therapy. The next phase of drug rehabilitation involves attending a residential or outpatient drug rehab center. Both options are usually covered by health insurance to some extent. It is also important to consider aftercare support like 12-step meetings, peer support groups, and sober living homes.
How Does Health Choice Health Insurance Cover Drug Rehab in Texas?
Health Choice health insurance covers different drug rehab options in Texas. The health insurance provider contracts with facilities to provide services at one low, bundled price covered at 100% of allowable fees. Typically, there are no out-of-pocket costs to members, but every health insurance plan is different. For example, high deductible health plans must meet their deductible before any benefits, other than preventative services are paid by the plan. Health Choice also offers bundled pricing that provides one consolidated bill for services. Members of Health Choice can search for facilities participating in Health Choice Select on the Health Choice website. Some of the plans offered include Health Choice High, High Alternative, Basic, Basic Alternative plans, and High Deductible Plans.
The first step is to contact Health Choice and the drug rehab center in Texas. Drug rehab centers help families go through the process of using health insurance to pay for drug rehab. Generally, the two most common healthcare plans are Health Maintenance Organization plans and Preferred Provider Organization plans. HMO plans allow patients to choose their primary care physician. However, when seeking a specialist or physician outside of the network, a referral is need. HMO plans have lower deductibles, yet there is no coverage for an out-of-network provider, but it offers lower premiums. PPO plans have higher deductibles, access to out-of-network and in-network providers, and members can access out-of-network providers without a referral.
What Type of Drug Rehab Does Health Choice Health Insurance Cover in Texas?
The type of drug rehab covered by Health Choices depends on the health insurance plan and whether drug rehab centers in Texas are within their network or out of their network. Some health insurance programs have special agreements with providers of vital services. These agreements are in place to have the provider agree to offer a certain type of care at an exact price, and in return, the insurance plan agrees to provide referrals to that drug rehab center. Individuals with health insurance plans like this can receive referrals to residential drug rehab, outpatient drug rehab, or drug detox. Addiction treatment facilities in Texas that are usually covered by health insurance include inpatient detox, outpatient detox, partial hospitalization, residential rehab, and outpatient rehab.
The first step involves drug detox, and this could be a medically supervised drug detox or standard drug detox. Medically supervised drug detox provides proper medical supervision and medication management to treat severe withdrawal symptoms. Residential drug rehab programs include short-term and long-term facilities. Lengthier drug rehab is usually the better option because more counseling and therapy are provided. Outpatient drug rehab in Texas is also effective and a good option for a patient that is not committed to living at an inpatient drug rehab. Health Choice may also cover different counseling and therapy options like individual therapy, group counseling, and family therapies.
Family Intervention for Drug Addiction in Texas
The first step for most families to finding a suitable drug rehab in Texas through their Health Choice insurance. However, many families struggle to convince an addict they need help. Family intervention in Texas motivates the addict to seek help for their alcohol or drug addiction. Someone who struggles with drug addiction is often in denial about their situation. Also, they may not recognize the negative effects their behavior has on themselves and others. With the help from a professional interventionist, family intervention presents the addict with a structured opportunity to make changes before things become worse.
Family intervention is carefully planned and brings together friends, family, and an interventionist. During the intervention, these individuals come together to confront the addict about the consequences of addiction. Family and friends provide examples of their destructive behavior and how it has impacted them and their lives. The interventionist also helps the family set clear boundaries and consequences if the addict refuses to accept help. A successful family intervention is carefully planned, but a poorly planned intervention can worsen the situation.
Health Insurance for Drug Rehab and Drug Addiction Trends in Texas
Health Choice helps families cover the cost of some drug rehab services. Drug and alcohol addiction treatment programs in Texas manage all forms of substance abuse and work with different health insurance providers. In 2019, 54% of Texas residents had private health insurance, 17% had Medicaid, 10% had Medicare, but 17% were uninsured. According to the Texas Behavioral Health Barometer, among people aged 12 or older between 2015 and 2017, 2.3% of residents had an illicit drug use disorder in the past year.
Sources-
https://www.samhsa.gov/data/sites/default/files/cbhsq-reports/Texas-BH-BarometerVolume5.pdf
https://www.ahip.org/wp-content/uploads/Texas_StateDataBook_2019.pdf
