Alcohol Addiction Rehabilitation Facilities Covered Blue Cross Blue Shield in New York
Alcohol addiction rehabilitation facilities in New York are likely covered by some Blue Cross Blue Shield health insurance policies. Alcohol addiction poses a serious problem, and without proper help, this problem becomes progressively worse. Someone struggling with alcohol addiction should take advantage of their Blue Cross Blue Shield health insurance to cover some of the alcohol rehab costs in New York. Blue Cross Blue Shield plans offer different coverage levels. Each service is covered at a specific percentage of each plan. Health insurance plans with Blue Cross Blue Shieldare uniquely tailored to the policyholder as well as there being standard plans.
Some BCBS health insurance plans may require the alcohol rehab center to be their in-network. Health Maintenance Organization plans, for example, offer in-network providers, whereas Preferred Provider Organization plans may offer more selection for alcohol rehab in New York. The rehabilitation process for alcohol addiction usually begins with a medically supervised detox. Alcohol withdrawal symptoms do become severe and even life-threatening without medical help. The next phase of alcohol rehab involves attending a residential or outpatient alcohol rehab program. Residential alcohol addiction treatment in New York is usually the better option because more opportunity for in-depth therapy. It is also important to consider aftercare support.Blue Cross Blue Shield health insurance plans may cover some recovery options.
How Does Blue Cross Blue Shield Cover Alcohol Rehabilitation in New York?
Most Blue Cross Blue Shield health insurance plans cover substance abuse treatment and behavioral health services. The amount of coverage for alcohol rehab in New York depends on the policy. The individual plans usually include Bronze, Silver, Gold, and Platinum and all plans include addiction treatment benefits. Typically, the first step is to contact the Blue Cross Blue Shield insurance provider in New York and determine what alcohol rehab options are provided within the network or out of the network. There may be a co-insurance or co-pay option required by the insurance company or alcohol rehab center. Alcohol rehab centers in New York will help the person through this process of using health insurance.
It is also important to contact the alcohol rehab center in New York and find out the process for using health insurance based on the plan. Bronze plans, for example, usually have a minimum deductible and are associated with in-network providers. Silver plans have a deductible and co-pay option, yet out-of-network providers may not be covered. Gold plans have deductibles and co-pay options that are usually less than the silver plan. Platinum plans offer in-network alcohol treatment plans, and some out-of-network addiction treatment is covered.
What Type of Alcohol Rehabilitation Programs in New York Does Blue Cross Blue Shield Cover?
Blue Cross Blue Shield health insurance plans cover certain alcohol addiction treatment options in New York. For example, a Blue Cross Blue Shield health insurance plan may cover outpatient treatment, residential alcohol rehab, partial hospitalization, and acute inpatient hospital care or medical detox. However, there could be some restrictions regarding residential drug rehab. With most alcohol rehab, there still could be an out-of-pocket cost to the individual or family. Health insurance plans may also cover family counseling or individual counseling. Someone struggling with an alcohol addiction would benefit from a hospital inpatient or medical detox, as most of this could be covered by BCBS.
The first step is alcohol detox to manage acute withdrawal symptoms and ease cravings. The severity of alcohol detox is different for each person. However, an addiction assessment with a qualified health care provider or alcohol rehab referral center would help determine this. Some residential alcohol rehab options in New York offer long-term or short-term programs. The length of time covered by health insurance varies. Blue Cross Blue Shield may only cover a specific time in treatment. Families or the addict should consider different alcohol addiction rehabilitation options in New York.
Family Intervention Services for Alcohol Addiction In New York
Many families in New York that are struggling with a loved one addicted to alcohol may not know where to start to get them help. However, contacting a professional family interventionist in New York is a good place to start. The purpose of a family intervention is to help the alcoholic understand how their addiction has impacted their life and the life of their family. Alcohol intervention in New York can be difficult. Yet, with the help of a professional, it helps the family regain control and set clear boundaries.
Family intervention motivates the addict to accept treatment. Most people addicted to alcohol are unwilling to accept help and do not admit they have an addiction. Family interventionists also help the family address internal problems such as enabling or co-dependency. The family needs to take control for a family intervention to be successful. Family intervention services in New York include everything a family would need to plan and organize a substance abuse intervention.
Health Insurance and Alcohol Addiction Trends in New York
Health insurance plans are an excellent way to cover alcohol addiction treatment and addiction counseling in New York. In 2019, 49.8% of New Yorkers had health insurance through an employer. In addition, 25.7% had Medicaid, and 13% had Medicare. Unfortunately, roughly 5.3% of New York residents were uninsured. Alcohol addiction is a common problem impacting people of all age groups. According to the New York Behavioral Health Barometer, 9.7% of youth aged 12 to 17 had used alcohol in the past month. Roughly nine percent of young adults in the state aged 18 to 25 had an alcohol use disorder in the past year. Between 2017 and 2019, among people aged 12 and older in New York, the annual average percentage of alcohol use disorders was 5.2%.
Sources-
