Aetna Health Insurance for Drug Rehabilitation Programs in New York
Aetna health insurance for drug rehabilitation programs in New York covers residential and outpatient behavioral health services. Aetna health insurance is a large insurance provider offering individual, family, group, employer, and Medicaid plans. There are many drug rehab centers substance abuse treatment services in New York that accept Aetna health insurance. Families need to take advantage of their health insurance plans to alleviate some of the cost of drug rehab. Families searching for drug rehab in New York should start with their Aetna health insurance provider. Another option to consider is an addiction assessment with a qualified health care provider or a drug rehab referral center.
Drug rehabilitation involves different steps, and no one form of drug rehab is right for every person. Generally, treatment settings and interventions should meet the needs of the person attending drug rehab.The first step is a drug detox to treat withdrawal symptoms and cravings. The two most common drug detox methods are medically supervised drug detox and clinical drug detox in New York. The next phase of drug rehabilitation involves attending a residential or outpatient drug rehab center in New York with aftercare support. Drug rehabilitation should be well-rounded and help a person physically, mentally, and spiritually.
How Does Aetna Health Insurance Cover Drug Rehabilitation in New York?
Drug rehabilitation programs in New York accept different health insurance plans. Aetna Health insurance offers different plan types with varying levels of coverage. Depending on the health insurance plan, it could cover drug rehabilitation fully or partially. Health insurance plans that Aetna offers include open-access plans, co-pay-only plans, and high-deductible plans. Open-access plans allow the family or individual to choose the doctor, and there is no referral needed. In addition, the insured individual does not need a primary care physician. Copay-only plans tend to keep costs minimal once the insured meets their deductible.
Aetna’s high deductible plansoffer preventative care services before the deductible is met, and sometimes coverage is through a primary care physician before the deductible. Aetna health insurance also offers many different local plans in New York.The first step is contacting the health insurance provider and the drug rehab center the family is working with. The costs paid to the drug rehab center by Aetna depend on the plan. Still, typically, there are some out-of-pocket expenses for the family or addict. Families in New York that have health insurance should take advantage of their health insurance plans to pay for drug rehab. Health does alleviate some of the cost making it easier for addicts to access the help they need.
What Type of Drug Rehabilitation Programs in New York Does Aetna Health Insurance Cover?
Families with Aetna health insurance can use their plans to access different drug rehab options in New York. Common drug rehabilitation services may include individual therapy, cognitive behavioral therapy, or group therapy. Drug detox is also likely covered,and this includes standard or medically supervised drug detox programs. Outpatient or intensive outpatient drug rehab are also covered.Outpatient drug rehab is an excellent option for someone unwilling to commit to residential drug rehab. Partial hospitalization treatment could also be covered to help addicts through outpatient drug rehab and drug detox. Most residential drug rehab centers are covered by health insurance. Still, the extent of coverage depends on the health insurance plan.
Besides using health insurance to find the best form of drug rehabilitation, a family or addict should receive an addiction assessment. An addiction assessment aims to evaluate the addict and recommend drug rehab programs in New York. An assessment is usually done with a qualified health care provider or drug rehab referral center. Drug rehabilitation should address the spiritual, physical, and psychological needs of the individual attending drug rehab. Drug rehabilitation programs in New York are equipped to manage all severity of drug addiction.
Family Intervention Services in New York for Substance Abuse Treatment
Addicts struggling with drug addiction are often in denial about their addiction and unwilling to accept help. Once a family has found a drug rehabilitation program in New York covered through Aetna health insurance, the next step is convincing the addict to attend treatment. Family intervention motivates the individual to seek helpand be willing to attend a drug rehab program. Most people struggling with drug addiction are unwilling to accept help or admit they have a drug addiction. Family intervention services are a focused approach, and with the help of a professional interventionist, the process is successful. A family intervention presents the drug-addicted family member with the opportunity to make changes before things become worse. Family intervention gives the family the ability to regain control, set clear boundaries, and convince the addict they need drug rehab.
Health Insurance and Drug Addiction Trends in New York
Health insurance plans cover drug rehabilitation and behavioral health services. The cost of a private drug rehabilitation center is not always affordable for every addict or their family. Health insurance plans make it easier to access drug rehab and the needed treatment resources to manage all forms of drug addiction. In 2019, roughly 5.3% of New Yorkers were without health insurance plans. However, approximately 49.8% of New Yorkers had health insurance through an employer. In addition, 25.7% were insured through Medicaid, and 13% had Medicare. Drug addiction impacts people from all age groups. According to the New York Behavioral Health Barometer, between 2017 and 2019, 7.1% of New York residents had a past year substance use disorder.
Sources-
https://www.samhsa.gov/data/sites/default/files/reports/rpt32849/NewYork-BH-Barometer_Volume6.pdf
